Enjoy a host of privileges that match your unique status:

• Waivers on most transaction fees

• Investment Savings Accounts and Investment Time Deposits

• Attractive accounts through which you can invest in the common Mudaraba pool (a joint investment pool between Emirates Islamic Bank depositors and shareholders)

• Available in AED or USD

• Flexible time deposit tenor periods

• Special deals on the Emirates Islamic Banks Vehicle Murabaha, a fast, convenient and highly competitive way to buy your next car

• Special deals on the Emirates Islamic Bank Goods Murabaha, the ideal solution for the purchase of furniture, electronics, building materials and home appliances

• Deposit profit are all paid on quarterly basis

• A Visa Platinum charge card that gives you:
  - A guaranteed limit of at least AED 20,000
  - First Class Lounge access at Dubai International Airport
  - Travel services including a reservations line, through which we offer discounts, Marhaba Services and limousine transfer
  - Emergency card replacement and cash advance of up to a local currency equivalent of USD 2,000
  - Convenient and secure online access to your charge card

In addition to our Account Managers, Ethmar gives you several ways in which to access your account:

• An ATM card that gives you access to cash 24 hours a day, with a higher cash withdrawal limit from ATMs across the UAE

• A Telephone Banking service that allows you to access your accounts, pay charge card or utility bills and conduct transactions over the phone

• An Internet Banking service that provides you with convenient access to your accounts and the ability to conduct transactions securely online, 24 hours a day

• As SMS-based Banking service allowing you to receive updates on your account and charge card balances and alerts on your transactions, on your mobile phone