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Welcome to EMTALIK Personal Finance
Whether you are thinking of buying furniture, a new TV, a laptop, home furnishings or need financing for medical, travel or wedding services, our EMTALIK Personal Finance is the ideal solution for you.
The product is structured on the Islamic finance concept of "Murabaha" for Goods and "Ijarah" for Services in which the bank purchases the goods and/or acquires the services from the supplier/service provider in order to resell it to you with a profit margin. So, you need not worry about having the entire funds available with you upfront as you can now pay in easy monthly installments.
With EMTALIK Personal Finance* you will enjoy several benefits that include:
- High financing amount of up to AED 250,000
- Simple and fast approval process
- Minimum documentation
- Competitive pricing
- Flexible, extended repayment periods of up to 72 months
And much more…
Goods Financed Under EMTALIK Personal Finance:
- Furniture / Home Furnishing
- Electronics
- Personal Computers / Laptops
- Motorcycles
- Home Renovation
And much more…
Services Financed under EMTALIK Personal Finance:
- House Rent
- Education
- Travel Services (Tickets and Travel Packages, Haj and Umrah)
- Medical Treatment
- Wedding Services (Marriage and other functions)
3 simple steps to fulfill your aspirations:
- Fill out a simplified application form and submit the above mentioned required documents.
- Emirates Islamic Bank will give you a facility offer letter to be signed by you.
- Take the goods/services of your choice from the supplier / service provider in the presence of Bank's representative.
Act now & enjoy EMTALIK Personal Finance!
Please visit our nearest branch or contact our 24/7 call center on 04 - 316 0101.
*Terms & conditions apply & are subject to change solely at Bank's discretion
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