Enjoy the flexible route to home financing with MANZILI HomeLease, a part of the comprehensive MANZILI home finance package. Based on the Islamic finance concept of Ijara, the Bank will purchase the property of your choice and lease it to you at a flexible rental rate. At the end of the lease tenure, the property will be presented to you as a gift. All you need to do is choose your dream home and we will do the rest.

What makes it even easier is the fact that you can pay back in convenient installments on a monthly basis. Simply choose your dream home and leave the rest to us.

Benefits and Features:

• High Finance Amounts
  Enjoy high finance amounts of up to AED 4.5 million.

• Speedy process and approval
  Fast approval after receiving your completed application and relevant documents.
   

• Attractive and competitive profit rate
  Enjoy one of the most competitive rates in the market.
   

• Longer tenure
  Repayment tenure up to 25 years ensures that your cash flow will not be strained.
   

• Fixed periodic installment
  Your monthly repayment amount will remain fixed throughout the finance tenure, helping you plan out your finances according to your convenience.
   

• Low minimum down payment

  • Completed Properties - Own your property by paying a downpayment upto 15% of your property's current market value.

  • Incomplete Properties - Own your property by paying a downpayment upto 15% of your property's original value.
     

• Mortgage assurance
  Insure your family against the burden of future installments should any untoward accident happen to you. Financing of Takaful premium is also available.
   

• Convenient processing and low fees
  • Minimal documentation
  • Low processing fees
  • Your repayment starts only when your property is completed or immediately in case of ready properties